Savings & loans at work

Enabling financial wellness for all employees in 5 minutes


Simple is better

Your employees sometimes need financial help. We designed a tool that will help you help them. It's simple -just 1) Register, 2) Create Accounts, 3) Lend or help them save!

Measure goodwill

Our tools help measure real employee outcomes. Measure your savings & lending benefits against increased productivity, employee turnover & overall happiness at work.

Tech you can love

Real benefits are fair, professional & transparent. Creditable helps you with just that. Your employees feel empowered & know exactly what's expected of them

Good Mobility

We thought hard about mobility and built our business model from the ground up to include mobile devices. Financial wellness shouldn't just be confined to the office!

Employee Personal Financial Wellness

All your employees can apply for loans against their wage or request a deduction in their wages as a savings plan anywhere, anytime and on any smartphone. Our core service is available in the following countries - USA, UK, South Africa, Canada, Australia, New Zealand, India, Ireland, Mexico & The Netherlands.

With a Creditable account, employees can see what is in their personal bank account in real time. They can quickly view their balance and statements. The idea is that they only spend the amount they can see in their bank account. This way, they avoid going over budget - in spite of temptation!

When your company signs up to Creditable, your employees can immediately see their last 3 months worth of transactions. Transactions going forward are stored forever, they never lose information. We also categorize your spending habits. As a result, employees have a better understanding of how they spend their money.

Financial education is not many people's idea of fun. We'll celebrate your employee's financial achievements with entertaining videos every time they achieve a milestone or mismanage their money. We will include tips from industry experts, giving your employees the confidence to take control of their finances.

Real Company Benefits


You can always export your loan data, you can also use that exported data with your current accounting, payroll, ERP and bank batch payment systems.


We have designed our software to save time and improve compliance. The dashboard makes it easy to review, analyse and comfortably manage an audit


Incorporated along with good HR systems, managers can compare job performance with compensation history of employees. They can use Creditable to incorporate financial predictability to the benefits scheme while actually improving employee satisfaction. Our simple product revolutionises the way employers finance and help administer employee benefits.

Our Pricing



+ $2.50 per loan/saving per month
75 accounts
Credit risk dashboard
Employee weekly reports
Customer support



+ $2.50 per loan/saving per month
150 accounts
Credit risk dashboard
Employee weekly reports
Customer support



+ $2.50 per loan/saving per month
500 accounts
Credit risk dashboard
Employee weekly reports
Customer support

Private Label

Contact Us

+ $2.50 per loan/saving per month
Unlimited accounts
Credit risk dashboard
Employee weekly reports
MasterCard Prepaid Integration

Start caring about employee financial wellness today.

Get Started

Contact Us

Rainmaking Loft London
International House
1 St Katharine's Way
London E1W 1UN, United Kingdom
UK: +44 20 3287 2350 | ZA: +27 011 083 9250

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